2021-2022年银行招聘之银行招聘综合知识综合检测
试卷A卷含答案
单选题（共50题）
1、民法调整（）的人身关系和财产关系。
A.平等主体的公民之间、法人之间、公民和法人之间
B.法人之间
C.公民和法人之间
D.公民之间、法人之间、公民和法人之间
【答案】 A
2、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully a
voiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term upside is easily dominated by short-term effort in our minds
C.We cannot avoid present bias in our brain
D.The brain can be trained to procrastinate often
【答案】 B
3、垄断竞争的市场结构主要特征是（）。
A.产业集中度较低
B.产品无差别
C.进入和退出壁垒较低
D.他介于完全竞争和完全垄断之间，且偏向于垄断
【答案】 A
4、在保险市场上，“道德风险”是指（）。
A.保险公司不能区分低风险顾客和高风险顾客
B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客
C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客
D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客
【答案】 D
5、Passage 4
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premiums would be too high
【答案】 B
6、公共物品消费的性质是（）。
A.非竞争性和非排他性
B.非竞争性和排他性
C.竞争性和非排他性
D.竞争性和排他性
【答案】 A
7、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又
与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.新技术对于成年人来说并不需要
B.孩子的好奇心比成年人大
C.成年人总是会担心末知因素对下一代的影响
D.新技术大多都是针对下一代人而推出的
【答案】 D
8、对实际现金流进行折算时，使用（）。
A.名义利率
B.税前利率
C.通胀率
D.实际利率
【答案】 D
9、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given
its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself
【答案】 B
10、资料：Dream is a story that a person watches or even takes part
in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real
while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.deprives people of a good sleep
B.makes people always restless
C.disturbs people’s life
D.is beneficial to people
【答案】 D
11、资料：It seems simple enough. Take all the line-forming and
paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.disagreeable
B.mixed
银行招聘2021年校园招聘C.cautious
【答案】 B
12、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted.
A.his way of speaking and behaving
B.his way of acting and thinking
C.his learming and behavior
D.his physical appearance and his personality
【答案】 D
13、公文处理应遵循的原则不包括（）。
A.实事求是的原则
B.精简的原则
C.高效的原则
D.新颖的原则
【答案】 D
14、资料：Anything that affects the smooth flow of information is known as noise. This might be, for e
xample, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.
发布评论