2023年银行招聘之银行招聘综合知识练习题(一)及答案
单选题（共30题）
1、政府的公共支出（ ）。
A.只能用于提供公共产品
B.只能用于提供部分混合产品
C.主要用于提供公共产品和私人产品
D.主要用于提供公共产品和混合产品
银行招聘2023【答案】 D
2、在LM曲线的凯恩斯区域，（ ）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效
【答案】 B
3、劳动者在下列哪种情形中，用人单位可以解除劳动合同？（ ）
A.劳动者患病或者非因公负伤，在规定的医疗期内的
B.严重违反用人单位的规章制度的
C.劳动者不能胜任工作，经过培训或者调整工作岗位，仍不能胜任工作的
D.女职工在孕期、产期、哺乳期内的
【答案】 B
4、WangHong speaks English very well.
A.I hope so
B.I hope not
C.I think so
D.I don’t think so
【答案】 C
5、某投资项目原始总投资额为90万元，项目寿命10年，已知该项目第10年的经营现金净流量为20万元，期满处置该固定资产的残值收入和回收流动资金共5万元，则该项目第10年的净现金流量为（ ）万元。
A.25
B.20
C.29
D.34
【答案】 A
A.商业银行通过“贴现资产”科目核算办理相关业务
B.该科目应该按照贴现种类和贴现申请人进行明细核算
C.会计部门接到贴现凭证及商业汇票后，按照规定的贴现率计算出贴现利息并给予扣收，实付贴现金额=汇票金额-汇票天数*贴现天数*月贴现率
D.编制会计分录：借记：贴现资产——商业承兑汇票或银行承兑汇票（面值）贷记：吸收存款——贴现申请人户，贷记——贴现资产——利息调整
【答案】 C
7、 下列有关人民币清算的说法中，正确的是（ ）。
A.系统内与账户行结合的清算
B.借助于账户行的联行清算
C.系统内的应收应付的联行清算
D.借助于账户行的实收实付的清算
【答案】 C
8、He said the UK government would allow the island to determine its own____and democracy.
A.equality
B.enhancement
C.agreement
D.development
【答案】 A
9、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.Promising
B.Skeptical
C.Supportive
D.Neutral
【答案】 B
10、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asia
n Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.Britain’s exit from European Union will have an impact on its membership in the bank
B.United States and Japan will join the Asian Infrastructure Investment Bank soon
C.More countries are interested in the membership in the bank
D.Germany and France will join the bank soon
【答案】 C
11、Passage 5
A.poor quality rails and unreliable stopping systems
B.lack of financial support for development
C.limited railroad lines
D.lack of a transcontinental railroad
【答案】 A
12、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.The conceptions of globalization vary
B.The disciplines in the social sciences vary
C.There are less conceptions of globalization
D.There are many disciplines in the social sciences
【答案】 C
13、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
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