信用卡的利弊英语作文
【篇一：2011年12月英语四级作文话题预测及范文：
2011年12月英语四级作文话题预测及范文：大学生使用信用卡主题：大学生使用信用卡
on credit card
at present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increse, the latest data published by yangtze evening post suggests。
like anything prior to the emergence of this small piece of plastic, the increasing popularity
of credit card on campus has both bright and dark sides. on the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. on the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make th
em heavily in debt which will take them years to pay off。
on my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicious fact: in most cases, parents are our sole financial sources.instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents。
【篇二：六级作文预测第7篇：信用卡】
[2010六级] 12月六级作文预测第7篇：信用卡热点作文7
directions: for this part, you are allowed 30 minutes to write a composition on the topic credit cards on campus. you should write at least 150 words, and base your composition on the outline (given in chinese) below:
1）近年来越来越多的大学生开始使用信用卡
2）分析产生该现象的原因
3）针对大学生使用信用卡提出你的建议
【思路点拨】
本题属于提纲式文字命题。提纲第1点指出一种现象，提纲第2点要求分析产生该现象的原因，提纲第3点要求针对该现象给出“我”的建议，由此可判断本文应为现象解释型作文。
根据所给提纲，本文应包含以下内容：描述大学生使用信用卡的现状；分析大学生信用卡用户增加的原因；针对大学生使用信用卡提
出“我”的建议。
【参考范文】
credit cards on campus
in recent years, credit cards have gained more popularity among college students. with banks’ more focus on college market, an increasing number of college students have applied for credit cards and begun to consume by them.
the following three factors can account for the popularity of credit cards on campus. firstly, a credit card provides overdrawing service, which is a big attraction for those students who have not much money for their domination. secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. drawn by these policies, many college students have applied for credit cards.
as far as i am concerned, it is not a bad thing for college students to own credit cards. ho
wever, there is misuse of credit cards among college students. many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit card debt. therefore, schools and banks have
responsibility to let college students learn how to use credit cards properly. only in this way can college students enjoy really the advantages of credit cards.
【篇三：credit card life 信用卡生活英语作文】
credit card life
with the development of the society, the credit card has become an indispensable part of peoples life. but people’s view of it has a lot of kinds, which makes the development of the credit card is limited.
as is known to all, every coin has its two sides. on the one hand, some people think that credit card is of great help to their lives. for example, when they are out shopping, they dont have to take a lot of cash. and when they dont have enough money to pay, they can
brush a credit card to buy the things they expect. on the other hand, some people think that credit card to make their life worse off. because credit card will be your greatest limitwhen you dont have the ability to pay off your debt. you may beupset for reimbursementall day. this will make your life become a mess. anyway, the disadvantage of credit card is obvious.
in my opinion, the credit card is not suitable for me. because im a self-control ability is not strong. may i use credit card to buy a lot of things, but i cant pay off the debt by museif in the end.besides, im no independent source of income. i may beuse a credit card after getting married.
英语四级作文必背范文机械14-6
张兆露
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