2023年银行招聘之银行招聘综合知识题库及精品答案
单选题（共60题）
1、 会计报表披露的信息是（　）。
A.有关过去的交易和事项及其结果的财务信息
B.现在的交易和事项及其结果的财务信息
C.关于未来活动的财务信息和非财务信息
D.任何时候的财务信息
【答案】 A
2、_____often occurs because we lack self confidence and doubt our abilities .
A.Indecisiveness
B.Interference
C.Procrastination
D.Carelessness
【答案】 A
3、（  ）is no reason for discharging her.
A.cause she was a few minutes late
B.Owing to a few minutes being late
C.The fact that she was a few minutes late
D.Being a few minutes late
【答案】 C
4、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly
to restore trust post-Brexit.
A.The immediate action of the British government
B.continuation of free labor movements from EU countries
C.An increase in the foreign talents’ wages
D.New policies that protects foreign talents’ rights
【答案】 C
5、I had just posted the letter when I remembered that hadn’t（ ）the cheque。
A.imposed
B.enclosed
C.involved
D.contained
【答案】 B
6、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（  ）万元。
A.1050
B.650
C.550
D.11550
【答案】 C
7、下列不属于投资银行主要利润来源的是（ ）。
A.佣金
B.资金运营收入
C.存贷利差
D.利息收入
【答案】 C
8、Passage 2
A.Americans prefer to address each other formally
B.Newly arrived students often get lost in the city
C.Host families come from educated backgrounds
D.Students will depend on the host family to settle in
【答案】 D
9、甲公司2019年12月1日购入生产设备一台，入账价格为200000元，采用年数总和法摊销，预计净残值5000元，预计使用年限5年。2020年12月31日，该生产设备的可收回金额
为120000元，则2020年底，该设备的账面价值为（  ）。
A.120000
B.135000
C.150000
D.161000
【答案】 A
10、下列属于消费信用的是（  ）。
A.赊账
B.银团投资
C.直接投资
D.出口信贷
【答案】 A
银行招聘笔试题库11、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.A historical view was presented to prove that way of life nowadays is more harmful to human wellbeing than those inthe past
B.A historical view supports the idea that current states of exhaustion are quite common in western countries
C.A historical view challenges the idea that people should find time to relax infast-pacedV odern life
D.A historical view challenges the idea that we would have to return to the past to avoid mental exhaustion
【答案】 A
12、计算机的指令包括操作码和（ ）。
A.地址码
B.运算码
C.编译码
D.机器码
【答案】 A
13、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.票据贴现市场
B.国库券市场
C.长期借贷市场
D.可转让大额存单市场
【答案】 C
14、 Whenever I try to______up what innovation looks like, the same slideshow of images clicks across my mind.
Ae
B.figure
C.conjure
D.set
【答案】 C